tl;dr

• UN warns against continued rate hike citing global recession• Biden administration pushed Congress to move faster on crypto regulation• Yeah, Kim Kardashian had to pay up, but was the message really for influencers?• Mastercard launches new crypto fraud software for other card issuers• Cathie Wood...

• UN warns against continued rate hike citing global recession
• Biden administration pushed Congress to move faster on crypto regulation
• Yeah, Kim Kardashian had to pay up, but was the message really for influencers?
• Mastercard launches new crypto fraud software for other card issuers
• Cathie Wood's ARK Investment is getting into the crypto advisory game
• Binance added XRP to their list of dual investment products
• Celsius is auctioning its assets on October 17th

The UN is warning global economic leaders to stop rate hikes and focus on fixing supply chain issues citing global recession. Here is what else is on my mind today.

1. The United Nations has sent a very harsh message to the leading economic countries of the world: stop it with the rate hikes! The UN has identified the possibility of a global recession should the rate hikes by countries like the United States, United Kingdom and others keep raising rates. The impact will be felt by emerging markets first and then spread like contagion, they say. They went on to say it may be better to fix supply chain issues versus raising rates. No matter what is done I think the world is in for a reckoning.

2. The Biden administration has reached out to Congress to urge them to speed up crypto regulation. This comes as the administration has been warned that the lack of clear regulation can put investors at risk. Mind you the SEC has been on an unabated rampage with their regulation by enforcement tactics. The U.S. Financial Stability Oversight Council released a report just yesterday urging lawmakers to begin with spot markets. Those in the know say Congress is still months away from passing legislation. Until that happens we are going to continuing seeing sustained antics from the SEC and further scuffles with the CFTC over territory.

3. The SEC is getting $1.26M from Kim Kardashian for what they say was a securities violation. According to the laws currently on the books they said she was hawking crypto project EthereumMax which is a security in the eyes of the SEC. Was this a message to other influencers to watch what they shill? Yes. Was that the real message? No. Was this a message to all of the other crypto projects out there? Yes. Were either of those messages the true purpose? I don't think so. I think the SEC was sending a message directly to the CFTC basically saying this is my neck of the woods, keep out!

4. CipherTrace is a company that was acquired by Mastercard. They have an AI technology that uses on-chain data to determine if transactions are associated with crime on exchanges connected to the payment network. The software is already in use at Mastercard, similar to their fiat system already in place. They are not offering it as a service to other card issuers. Play this out in your head. This is a bigger deal than most think.

5. Cathie Wood's ARK Investment is getting into the crypto advisory game with separately managed accounts (SMAs) for crypto, including financial advisors, wealth managers, and their clients. The firm is looking to provide those client advisors with crypto tools they can easily add to their bevy of existing traditional services to create differentiated services.

6. In an interesting move, Binance has added XRP to their list of dual investment products. Dual investment products allow users to acquire or sell cryptocurrencies at their preferred price and date in the future. And at Binance that means without any fees. The APR (annual percentage rate) for the product ranges from 4% to 179%. I am pretty sure there is going to be a lot of interest in the new listing.

7. Celsius is auctioning its assets on October 17th. I'm expecting the same level of interest FTX and Binance (who lost the Voyager auction to FTX).

Disclaimer

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 12 Nov 24
 12 Nov 24
 12 Nov 24