EddieJayonCrypto

 29 Sep 22

tl;dr

• US Federal Reserve Chairman envisions identity verification in a US CBDC• Microsoft leads $20M funding round for decentralized data warehouse project, Space and Time• Head of Strategy, Cloud and Web3 at Google wants to be a part of the infrastructure backbone of the decentralize future, hmmm• Chai...

• US Federal Reserve Chairman envisions identity verification in a US CBDC
• Microsoft leads $20M funding round for decentralized data warehouse project, Space and Time
• Head of Strategy, Cloud and Web3 at Google wants to be a part of the infrastructure backbone of the decentralize future, hmmm
• Chainlink partners with SWIFT to create a solution for token transfers between institutions using CCIP
• Jack Dorsey's TBD company looking to bring dollar-pegged stablecoins to countries with failing fiat
• Nexo expanding banking capabilities with stake in Summit National Bank
• CFTC Chairman Rostin Benham believes regulatory certainty managed by CFTC would usher in crypto prosperity

Here is what is on my mind today.

1. The Chairman of the US Federal Reserve offered an opinion on a hypothetical CBDC. One in which would include privacy protection, but would also verify one's identity. So you transactions would be private but not anonymous in his eyes. I think that is exactly why crypto is here to stay. It is not to say that crypto is anonymous, but that the focus is on the transaction at hand and not the entities involved. Meaning you do not need to know I just bought something at a store. You know an address sent digital assets to another address. You may be able to do some research to track who has control over those addresses, but that is not tied to a given transaction directly. Powell's approach would fundamentally change how transaction work.

2. Microsoft led $20M round for Space and Time, a company looking to become a leading decentralized data warehouse solution. Building that out for business use is going to be a huge space. Securing a strategic funding round led by Microsoft adds some validity and heft to the endeavor.

3. Imagine a decentralized, multichain future. That is exactly what Richard Widmann, Head of Strategy, Cloud and Web3 at Google believes. Right now this could seem like a pipedream, but this is a future that is becoming more and more realistic when you think about the kinds of investment that are happening to make it real. His thought is to make Google a solid part of the future backbone of the web.

4. Chainlink partners with SWIFT to pilot cross-blockchain token transfers using Cross-Chain Interoperability Protocol (CCIP). This is a huge as the implementation could allow transfer of tokens between institutions. This is huge as you begin to put research together, like the tokenization of assets by the likes of Fidelity, BlackRock, and JPMorgan. When you think about what SWIFT does, you can easily see this as a move to remain relevant.

5. Jack Dorsey has some serious aspirations. His team over at newly founded TBD are working to bring stablecoins pegged to the US Dollar to areas whose fiat are not doing well with TBDex. The 1st being USDC by Circle. His company is also working on what he believes would be a competitor to Web3 tech called Web5. Why not Web4? Anyway, they are hoping the initiatives will be a foundation for a solid decentralized future where Bitcoin becomes the reserve currency.

6. I just reported the Nexo got taken to task by 8 states for what they are calling securities violations. They are not giving up. They just took a stake in Summit National Bank. The move has been reviewed by the Office of the Comptroller of the Currency. They are seeking to expand their banking capabilities. I keep watching as the worlds of traditional and non-traditional finance collide.

7. CFTC Chairman Rostin Benham believes regulatory certainty would help the Cryptoverse thrive and could even see Bitcoin double in price under CFTC regulation. Like I said last week, the CFTC is not to be discounted. I think he is making a clear case for the CFTC to manage a clear regulatory framework.

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