tl;dr

• Fed Chairman Powell speaks, and people freak• The SEC is interested in NFT sales used to raise money like securities• SEC vs XRP: can more unravel in this case?• JP Morgan joins a long list of prominent financial firms investing in blockchain monitoring firm TRM Labs• US and Europe vow to go after...

• Fed Chairman Powell speaks, and people freak
• The SEC is interested in NFT sales used to raise money like securities
• SEC vs XRP: can more unravel in this case?
• JP Morgan joins a long list of prominent financial firms investing in blockchain monitoring firm TRM Labs
• US and Europe vow to go after crypto used to evade Russian sanctions

There is a lot to contemplate as cryptos back off from some of the gains. Here is what is on my mind today:

1. Fed Chairman Powell was speaking in front of Congress today and people are trying to correlate that to the crypto decline today. That is a mistake since what he said was a repeat of what he has already stated previously. This is an example of what I mean about seeing possible impacting news that takes a little bit before people really think about it correctly.

2. This is very interesting and could have an impact on the red hot NFT market. Originally reported by Bloomberg, the SEC is deepening its scrutiny of NFT sales. They are investigating if sold assets violate the agency's rules on securities sales. Specifically, they are looking into NFT sales being used to raise money like you would traditional securities. The main focus there are fractional NFTs (NFTS that are divided and sold in pieces).

3. There is a lot that could happen this week for XRP. Mainly there could be rulings on the SEC's request for reconsidering the judgement regarding Hinman emails and Brad Garlinghouse's response disclosing Estabrook Notes from a 2018 meeting between himself and the SEC Commissioner Roisman. Decisions here could have a devastating impact on the SEC's case. Every time I look at this case it just feels like there was never a strong case brought by the SEC and it just keeps unraveling.

4. This is really interesting. JP Morgan has invested $60M in blockchain intelligence platform TRM Labs. This is an interesting move for a few reasons. One of which is they are one of many financial companies investing in them. Others include Visa, PayPal Ventures and American Express. TRM Labs focuses on monitoring crypto transactions and that can be a huge help if you are evaluating transaction risk.

5. This leads me into something people have been wondering about would happen. The US and Europe have vowed to target Russians trying to use crypto to evade sanctions. They are going to directly target their cryptos and crypto exchanges. This is an effort I am interested in following. Right now, Putin is not concerned with sanctions.

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 20 Dec 24
 20 Dec 24
 20 Dec 24