tl;dr
Barclays Initiates Coverage Of U.S. Consumer Finance Sector. Barclays has recently started covering the U.S. consumer finance sector through initiating coverage of 22 stocks which are influenced by varying degrees based on economic and interest rate cycles. The report seeks to deliver a selective st...
Barclays Initiates Coverage Of U.S. Consumer Finance Sector. Barclays has recently started covering the U.S. consumer finance sector through initiating coverage of 22 stocks which are influenced by varying degrees based on economic and interest rate cycles. The report seeks to deliver a selective stance to balance uncertainty around the macro and rate outlook with discounted valuations.
In the lending sector, analysts are looking for attractive total return potential and growth characteristics that can persist through the cycle, while they favor balanced business models or stocks that have credit tailwinds in the mortgage sector. Additionally, they believe that aircraft lessors and aircraft leasing companies benefit from cyclical and secular tailwinds along with cheap valuations. The report also assigns Overweight ratings to various stocks based on total return potential, growth through the cycle, balanced mortgage business models, and credit tailwinds combined with cheap valuations. On the other hand, the Equalweight cohort consists of several other listed companies, while stocks like Bread Financial, Rocket Companies, and UWM Holdings are considered Underweight.
More about OneMain Holdings Inc
OneMain Holdings, Inc. is a financial services holding company in the consumer finance and insurance businesses, headquartered in Evansville, Indiana. As of the latest financial data, the company reported annual revenue of $4.55 billion, with a net income margin of 6.97% and a return on equity of 3.95%. The stock price has shown growth, with a 1-year target estimate of $47.29 and a forward annual dividend yield of 5.45%. Market sentiment seems positive, with a current ratio of 0.81 and a quick ratio of 0.51, indicating strong financial stability and liquidity.
More about American Express Company
Key Financial Metrics: American Express Company reported a total revenue of 114,347,532,000 and a net income of 14.71 per share. Additionally, the company has a price-to-earnings ratio of 10.67 and a market capitalization of 54,379,000,000.
Stock Performance: The stock of American Express Company closed at 73.44 per share and has a 52-week range of 171.09. The company also has a dividend yield of 0.336.
Market Sentiment: Based on the financial metrics and stock performance, the market sentiment towards American Express Company seems to be relatively stable with potential for growth in the long run.
More about SLM Corp
Key Financial Metrics: SLM Corp, also known as SLM Corporation, is a personal credit institution with a total revenue of $3364650000 and a stock price of $10.47. The company's operating margin is 1.42 and its profit margin is 4.562, with a return on assets of 0.311 and a return on equity of 16.95.
Stock Performance: SLM Corp's stock has experienced a small increase of 0.44, but has decreased by 0.622 in the market. This indicates some volatility in the company's stock performance.
Market Sentiment: The market sentiment for SLM Corp appears to be relatively neutral, with a slight decrease of -0.18. This suggests that investors may be showing a cautious attitude towards the company's financial performance.
More about PennyMac Finl Svcs Inc
PennyMac Financial Services, Inc. is a financial services company engaged in investment management and mortgage banking activities in the United States. The company's stock performance has a current market value of $3.82 billion with a stock price of $16.81 and a market sentiment of 0.145. The company's financial metrics show a 0.8% increase in stock price, a 4.56% change in market sentiment, and a -0.28% decline in stock performance. Overall, PennyMac Financial Services, Inc. seems to be performing steadily in the mortgage banking industry.
More about Mr. Cooper Group Inc
Key financial metrics for Mr. Cooper Group Inc. include a market cap of $3.74 billion, a P/E ratio of 8.47, EPS of 6.71, and a dividend yield of 24.81. The company has a total revenue of $1.693 billion and an operating margin of 71.4. Stock performance indicates a PEG ratio of 1.619 and a beta of 0.125. Market sentiment appears to be positive based on these financial metrics.
More about Essent Group Ltd
Essent Group Ltd provides private mortgage insurance and reinsurance for mortgages secured by residential properties in the US. The company's stock price is $57.38 with a market sentiment index of 6.23, indicating moderate sentiment. The company has a total finance value of $5,285,687,000 and a surety insurance value of $1,029,344,000. The stock has a dividend yield of 0.98% and a P/E ratio of 9.66, suggesting favorable valuation. Overall, the company's financial metrics and stock performance seem stable, supported by moderate market sentiment.
More about NMI Holdings Inc
Key Financial Metrics: NMI Holdings Inc. operates in the surety insurance sector and reported a revenue of $2,345,665,000. The company has a price-to-earnings ratio of 7.84 and a dividend yield of 3.69%. Their earnings per share is $6.75 and a return on equity of 0.556. NMI Holdings Inc. has a market capitalization of $560,730,000.
Stock Performance: NMI Holdings Inc. stock is currently trading at $32.86 and has a beta of 0.111. The company's stock has shown positive growth and stability in the market.
Market Sentiment: The market sentiment towards NMI Holdings Inc. appears to be positive with strong financial metrics and consistent stock performance.
More about AerCap Holdings NV
Key Financial Metrics: AerCap Holdings NV reported total revenue of $14.378125 billion, with a net profit margin of 6.24% and a return on equity of 10.85%. The company also has a total debt of $31.96 billion and a current ratio of 0.338.
Stock Performance: AerCap Holdings NV's stock has a market capitalization of $7.477826 billion and a current stock price of $81.5. The company's stock has a beta of 1.67, indicating higher volatility compared to the overall market.
Market Sentiment: Given the company's strong revenue and net profit margin, as well as its high return on equity, market sentiment towards AerCap Holdings NV may be positive. However, the high total debt and lower current ratio could be cause for concern among investors.
More about Air Lease Corporation
Air Lease Corporation is a company engaged in the purchase and leasing of new commercial jet aircraft. With a market capitalization of approximately $4.18 billion and a current stock price of $53.57, the company has shown a 0.8% increase in its stock performance. The company's financial metrics include a 4.46 price-to-earnings ratio and a 23.16 price-to-book ratio. With a market sentiment of 0.21, Air Lease Corporation appears to be maintaining a stable position in the market.
More about Bread Financial Holdings Inc
Bread Financial Holdings Inc. is a lending and payment technology solutions provider in North America. The company's total revenue is $2.47 billion with a net income margin of 11.11%. The stock price has increased by 57.37% and the market capitalization is $2.86 billion. The company's price-to-earnings ratio is 35.27, indicating positive market sentiment towards its future earnings potential.
More about Rocket Companies Inc
Key financial metrics for Rocket Companies, Inc. show a revenue of $18,322,907,000, with a price-to-earnings ratio of 5.12 and a price-to-book ratio of 1.802. Market sentiment appears to be positive, with a share price of $29.84 and a trading volume of 3,751,123,000. However, the company's stock performance has shown a slight decrease with a change of -0.006, and a return on equity of 8.84%.
More about UWM Holdings Corp
Key financial metrics for UWM Holdings Corp include a total revenue of $17.2 billion, a net income margin of 37.2%, and an earnings per share of $0.15. The stock performance shows a current price of $22.57 and a dividend yield of 0.0065. Market sentiment appears positive with a market capitalization of $20.9 billion and a price-to-earnings ratio of 6, indicating potential undervaluation.
More about AGNC Investment Corp
Key financial metrics for AGNC Investment Corp. include a market capitalization of $5,818,489,000, a stock price of $17.69, a dividend yield of 1.44%, a price to earnings ratio of 0.49, a price to book ratio of 0.652, and a return on equity of 0.788. The company also has a net income of $386,000,000 and an earnings per share of $8.31, with a negative operating cash flow of -0.696 and a negative levered free cash flow of -0.657.
Stock performance for AGNC Investment Corp. has been relatively stable, with a current stock price of $17.69.
Market sentiment towards AGNC Investment Corp. is currently negative, as indicated by the negative operating cash flow and levered free cash flow, suggesting potential financial strain.
More about Brightspire Capital Inc
Brightspire Capital Inc is a real estate investment trust with a market capitalization of $864.4 million and a stock price of $166.25. The company has a dividend yield of 0.8% and an earnings per share of $0.04. Market sentiment for Brightspire Capital Inc is positive, with a price-to-earnings ratio of 3.278 and a beta of 0.0121 indicating low volatility. The stock has a trading volume of 416006000 and a 52-week price range of $8.25 to $0.953, demonstrating strong performance in the real estate and construction sector.
More about Discover Financial Services
Discover Financial Services is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International. Discover is currently headquartered in the Chicago suburb of Riverwoods, Illinois. Key financial metrics include a total revenue of $21.42 billion, a net income margin of 6.35%, a return on equity of 13.5%, and a debt-to-equity ratio of 0.344. The stock performance shows a market capitalization of $104.37 billion and a price-to-earnings ratio of 101.5. Market sentiment is currently negative, with a one-year beta of -0.273 and a one-year price change percentage of -0.131.
More about Fidelity National Financial Inc
Fidelity National Financial, Inc. provides title insurance and offers various insurance products in the United States. With a title insurance market share of 27.4%, the company generated a total revenue of $11.93 billion. The stock performance has been relatively stable with a price-to-earnings ratio of 40.48 and a dividend yield of 1.8%. Market sentiment seems to be slightly negative with a negative earnings per share of $0.133, but the company's market capitalization is significant at $10.91 billion.
More about First American Corporation
First American Financial Corporation provides financial services and is headquartered in Santa Ana, California. The company's financial metrics include total revenue of $5,780,199,000 and a stock price of $24.68 with a gain of 2.09. Market sentiment appears to be positive, with a P/E ratio of 2.27 and a beta of 0.0379. The company has a market cap of $6,258,700,000 and a dividend yield of 2.67% with a payout ratio of 0.317. Despite this, the company has seen a decrease in EPS of -0.188.
More about MGIC Investment Corp
Key Financial Metrics: - Surety Insurance: $4,966,640,000 - Earnings per Share: $7.25 - Price to Earnings Ratio: 0.415 - Price to Book Ratio: 2.47 - Return on Equity: 4.03 - Dividend Yield: 0.619 - Market Cap: $1,163,399,000 - Stock Performance: $19.67 per share, change of -0.213 - Market Sentiment: Positive with a slight increase in stock value
More about Navient Corp
Key financial metrics for Navient Corp include a market cap of $1.944 billion, a P/E ratio of 5.78, and a current dividend yield of 2.86%. The stock has a 52-week high of $10.27 and a low of $0.279. The company's revenue is $1.296 billion and its EPS stands at $19.13 with a negative change of -0.133 and -0.033, respectively.
As for the stock performance, it seems to have experienced significant fluctuations over the past year, hitting both a high and a low. This may indicate volatility in the company's performance and investor sentiment.
Market sentiment towards Navient Corp may be mixed, given the fluctuations in stock performance and the negative EPS change. Investors may have different opinions on the company's financial outlook and potential for growth.
More about Radian Group Inc
Radian Group Inc. operates in the mortgage and real estate services industry in the United States. The company's surety insurance revenue amounted to $4,095,498,000, with a stock price of $6.82 and a dividend yield of 0.875. Their P/E ratio stands at 3.92 and EPS at 7.74, indicating potential value for investors. The company's market sentiment is relatively positive with a beta of 0.507. Their market capitalization is $1,229,290,000, and the stock has experienced a slight decline of -0.183. Overall, Radian Group Inc. seems to be a moderate performer in the current financial market.
More about SoFi Technologies Inc.
SoFi Technologies Inc. provides digital financial services and is headquartered in San Francisco, California. Key financial metrics for the company include a market cap of $7.139 billion and a revenue of $1.906 billion. The stock performance shows a price-to-earnings ratio of -0.48 and a stock price of $9.34. Market sentiment is neutral with a sentiment score of 0.264.
More about Synchrony Financial
Synchrony Financial is a consumer financial services company operating primarily in the United States. The company offers a range of consumer financing products, including credit, promotional financing, and installment lending, as well as FDIC-insured consumer savings products through its online bank subsidiary, Synchrony Bank. The company's market capitalization is $12.19 billion, with a stock price of $5.43 and a dividend yield of 5.43%. Synchrony Financial has a P/E ratio of 17.92 and a market sentiment of 0.308. The company's total revenue is $7.699 billion, with a gross profit margin of 35.63% and a return on equity of 0.7%.