tl;dr

The launch of the Soroban smart contract platform on Stellar aims to address challenges in the crypto industry, particularly high transaction fees and a lack of dedicated infrastructure for banking the unbanked. Soroban, a Rust-based smart contracts platform, is designed to leverage the wide-ranging...

The launch of the Soroban smart contract platform on Stellar aims to revolutionize banking for the unbanked by addressing high transaction fees and lack of infrastructure.

Soroban, a Rust-based smart contracts platform on Stellar, opens up decentralized finance (DeFi) to the unbanked, leveraging the wide-ranging Stellar ecosystem and low transaction fees.

The launch of the Soroban smart contract platform on Stellar aims to address challenges in the crypto industry, particularly high transaction fees and a lack of dedicated infrastructure for banking the unbanked. Soroban, a Rust-based smart contracts platform, is designed to leverage the wide-ranging Stellar ecosystem, offering low transaction fees and accessibility for developers and users. This initiative is seen as a significant step in making Stellar a more attractive destination for developers, particularly in the decentralized finance (DeFi) sector, and is expected to expand the addressable market for unbanked individuals to access DeFi products.

The use of smart contracts on Stellar is viewed as an opportunity for developers to build products for the unbanked demographic with confidence, ensuring access and affordability, and providing a path to connect with real-world payment rails. Banking the unbanked has been touted as one of the core use-cases of crypto since its inception—but the industry’s faced challenges in the form of high transaction fees and a lack of dedicated infrastructure. The launch of the Soroban smart contract platform on Stellar is aiming to change that. Launched earlier this year with the Protocol 20 update, the upgrade to the Stellar network introduces smart contracts into the Stellar ecosystem—and aims to bring the industry closer to its goal of becoming the digital financial rails for those without access to banks or other financial services.

“Stellar is ten years old this year,” Nick Gilbert, Director of Product at the Stellar Development Foundation, told Decrypt. “The first eight years or so was spent establishing cross border payments, on-ramps, and off-ramps, in order to really build out a fully fleshed-out ecosystem on Stellar. The next step was smart contract functionality.”

Soroban is a Rust-based smart contracts platform designed for “scale and sensibility,” leveraging the wide-ranging Stellar ecosystem. That ecosystem means that when developers build products or applications on Stellar, they aren’t building for a potential future customer who isn’t there yet because the infrastructure doesn’t exist. Instead, they’re building for real customers who can access their products right now—and can afford the transaction fees needed to play. “Existing services built on DeFi are not broadly accessible—particularly to underbanked, unbanked, and people living in the developing world,” Gilbert said, adding that transaction costs like Ethereum and CEX fees are “not economically tenable to these users.”

The Stellar Development Foundation believes that the ease of access with which people can join the Stellar ecosystem via its network of on-ramps—coupled with low transaction fees and the launch of the Soroban smart contracts platform—make Stellar a more attractive destination for developers to build their next project.

“One area that has great potential is decentralized finance (DeFi),” Gilbert said. “If our focus is serving the unbanked market, the ramp network we have allows the whole unbanked community to actually interact with DeFi,” she explained. “It opens up a fairly large addressable market of people that didn't even have access to DeFi previously,” he added. Developers can create more, faster.”

“The launch of Soroban smart contracts,” Gilbert explained, “means that developers will be able to build products like AMMs and lend/borrow markets for the unbanked demographic—with the peace of mind that they’ll be able to access and afford it.” And, he added, what developers build on Soroban “actually has a path to connect with real-world payment rails.”

More about Emeren Group Ltd

Emeren Group Ltd, ReneSola Ltd, develops, builds, operates and sells solar energy projects. The company is headquartered in Stamford, Connecticut.


Industry: MANUFACTURING

Sector: SEMICONDUCTORS & RELATED DEVICES

Employees: 87641000

Market Cap: None

Dividend Yield: None

EPS: -0.16

P/E Ratio: 1.918

ROE: -0.127

Volume: 106582000

50-Day Moving Average: 4.88

200-Day Moving Average: 3.42

RSI: 0.148

More about United States Steel Corporation
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United States Steel Corporation produces and sells tubular and flat rolled steel products primarily in North America and Europe. The company is headquartered in Pittsburgh, Pennsylvania.

Industry: MANUFACTURING, STEEL WORKS, BLAST FURNACES & ROLLING MILLS (COKE OVENS)

Stock Symbol: 8721931000

Current Price: 11.21

Price Change: 0.2

Change Percentage: 3.46%

Market Cap: 79.23 billion

Earnings per Share (EPS): 0.0489

Revenue: 17.743 billion

Price to Earnings (P/E) Ratio: 38.25

Dividend Yield: -0.129%

Dividend per Share: -0.069

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 22 Nov 24
 22 Nov 24
 22 Nov 24