EddieJayonCrypto

 18 Feb 25

tl;dr

The article reports a significant decline in cash transactions in Asia, driven by the rise of digital payment technologies and smartphone adoption. It highlights India's Unified Payments Interface (UPI) system and China's private payment platforms as key drivers of this shift. The piece also discuss...

Cash Usage in Asia Declines as Digital Payments Rise; Next-Gen Tech and Smartphone Adoption Drive the Shift

The volume of cash transactions in Asia is plummeting due to the rise of next-gen technologies and smartphone adoption levels. According to a report by Worldplay, physical cash in Asia is projected to shrink by nearly 50% over three years, with expectations that by 2027, it will make up only 14% of total transactions, marking a new low.

India's Unified Payments Interface (UPI) system and China's private payment platforms, such as WeChat Pay and AliPay, are identified as major drivers of this cashless trend. The article also discusses the challenges and implications of this shift, including privacy concerns and its impact on traditional financial systems.

Additionally, the article highlights a report indicating that firms embracing digital payments are more likely to be profitable. The CPA Australia's 2024 Business Technology Report suggests that 94% of companies adopting next-gen technologies will experience increased profitability compared to their peers.

The use of emerging technologies such as AI and blockchain in enterprise strategies is also explored, shedding light on the potential impact and challenges associated with these innovations.

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