tl;dr
Standard Chartered has initiated coverage of XRP with a bullish outlook, projecting a price of $12.50 by the end of President Donald Trump’s term. The bank cites XRP’s expanding use cases, favorable legal trajectory, and resilience amid macroeconomic volatility as reasons for its optimism. It also s...
Standard Chartered has initiated coverage of XRP, predicting a price of $12.50 by the end of President Donald Trump’s term. The bank cites XRP’s expanding use cases, favorable legal trajectory, and resilience amid macroeconomic volatility as reasons for its optimism. It also suggests that XRP could surpass Ethereum in market capitalization by the end of 2025. Standard Chartered maintains its existing Bitcoin forecast of $200,000 by 2025 and emphasizes a strategic opportunity for long-term allocation amid market volatility.
Standard Chartered has initiated coverage of XRP with a sharply bullish outlook, predicting the digital asset could climb to $12.50 before the end of President Donald Trump’s current term. The bank said XRP’s expanding use cases, favorable legal trajectory, and resilience amid macroeconomic volatility position it as one of the few digital assets likely to outperform during the next market cycle, according to Standard Chartered head of digital assets research Geoffrey Kendrick. Kendrick identified XRP as a top-tier investment alongside Bitcoin (BTC ) and Avalanche (AVAX ), citing a combination of structural tailwinds and strategic relevance in global payments.
The bank’s outlook rests in large part on expectations that the US Securities and Exchange Commission’s lawsuit against Ripple Labs will resolve in Ripple’s favor, removing a major overhang that has long limited XRP’s institutional adoption. The lender’s report also tied XRP’s potential upside to US political developments, projecting that a second Trump term would likely bring greater regulatory clarity and a friendlier policy environment for digital assets.
In one of its most striking forecasts, the report projected that XRP could overtake Ethereum (ETH ) in market capitalization by the end of 2025. While Ethereum is expected to reach $8,000 in that timeframe, the bank labeled it a “loser” relative to other top assets, pointing to scalability challenges and growing competition from more specialized chains.
With XRP now officially on the bank’s radar, the report signals a broader shift in how institutions are reassessing digital assets once seen as legally or structurally constrained. The inclusion of XRP in Standard Chartered’s top picks reflects a growing consensus that a new phase of adoption is underway, one that may reward assets with real-world applications and legal clarity over brand recognition alone.