tl;dr

The GENIUS Act, intended to clarify stablecoin regulations, failed to achieve cloture in the Senate with a 48-49 vote, preventing it from advancing to a full vote. Democratic Senator Ruben Gallego had predicted the failure, citing Republican opposition and insufficient time to review proposed change...

The GENIUS Act, aimed at regulating stablecoins, failed to advance in the Senate after a cloture vote fell short, 48-49, preventing it from moving to a full Senate vote.

Senate Majority Leader John Thune voted against the bill, allowing it to be reconsidered later with anticipated revisions. The bill faced significant opposition from Republicans and skepticism among Democrats despite multiple revisions to address concerns.

Democratic Senator Ruben Gallego had predicted the failure, attributing it to Republican opposition and insufficient time for senators to review the latest proposed changes. Senators Josh Hawley and Rand Paul also voted against the bill.

The term "cloture" refers to a procedure requiring 60 votes to end debate on a bill; failing to achieve cloture means the bill cannot proceed.

There have been six versions of the GENIUS Act, as Senate Majority Leader Thune indicated, with numerous adjustments made to appease skeptical Democratic senators.

Industry experts, including Alex Thorn of Galaxy Digital, expect a new version of the stablecoin regulation bill to be introduced imminently, potentially as soon as next Monday.

The GENIUS Act’s intent to bring clarity to stablecoin regulation remains on hold, but ongoing negotiations suggest reform efforts are far from over.

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 12 May 25
 12 May 25
 12 May 25